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September 2009
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Marietta, GA: Month 1

September 4th, 2009 by dasunst3r

It has been about a month since I signed my lease and about three weeks since I started working.  How’s life?

Work: My coworkers have been treating me very well, and are happy that I have been picking up steam fast and plugging away at their backlog of work already.  They have many stories, insights, and jokes to share.  I would often stay longer than I initially intended to, although I would do work at the same time for efficiency’s sake.

Social: This is one of the challenges I have been facing.  Most of my coworkers are twice my age, so I had some trouble meeting people people my age for the possibility of hanging out with them.  Once I get up to speed, I will have time to do some community service.

Financial: This is the biggest source of grief right now.  I am currently living paycheck-to-paycheck as I plug away at my student loans and spikes in spending while paying the bills, saving up for my new car and retirement all at the same time.  Per my calculations, I would generally have less than $ 150 per week after I deduct (in order of priority):

  1. Income taxes (federal and state)
  2. Contributions to 401k
  3. Paying back my parents
  4. Paying back my student loan
  5. Medical insurance, vision insurance, and dental insurance
  6. Recurring expenses (rent, utilities, and insurance)
  7. Transfers to savings (simulated payments for a car and cell phone bill)

With the help of GNUCash (open-source, also available in Windows) and OpenOffice.org Calc, I am now tracking my expenses accurate to the penny!  For those of you still in college, enjoy it while you still can — once you get out in the real world, you will have a lot more to worry about.

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